Consumer Protection Law
This course focuses on the new the Bureau of Consumer Financial Protection: its emergence and the laws over which it will have jurisdiction to regulate and enforce. These laws include the laws governing all sorts of consumer financial products (such as credit card, car loans, fringe products like payday loans), including residential mortgages. We will consider the FTC Act and state unfair and deceptive practices acts, the Truth in Lending Act, the Fair Credit Reporting Act, Fair Debt Collection Practices Act, and others; we will read cases, law review articles and at least one book, entitled The Subprime Virus by Patricia McCoy and Kathleen Engel. In this paper option course students will be encouraged to write a paper (that can satisfy the writing requirement) or complete a take-home exam at the end of the semester.
Does this course satisfy the writing requirement? Yes
Additional information: This course would satisfy the writing requirement only if students choose the paper option. students not wanting to satisfy the writing requirement with this corse will instead be required to write a series of short reaction papers during the semester.